PinKster wrote:So PetPlan doesn't cover anything preventive?
Exams, vaccinations, ect?
Petplan policies provide the most comprehensive reimbursement for veterinary fees relating to treatment administered by a licensed veterinarian for illness or injury (provided that it is not pre-existing or occurred during a waiting period) such as:
•Hospitalization - including emergency treatment
•Diagnostic testing - such as MRIs, x-rays, endoscopy
•Surgery - including cruciate ligament surgery and organ transplants but not spay/neuter
•Cancer treatment - regardless of the type of cancer
•Non-routine dental treatment - such as tooth extraction, root canal but not routine teeth cleaning
•Referral and specialist treatment
•Alternative and complementary treatments - such as acupuncture, hydrotherapy or chiropractic treatment
If I recall there were plans that did cover yearly shots etc. but I found the premiums too high... not a good value.
Of note the select illness category did get into this somewhat - e.g. one of the select illnesses was arthritis and covered alternative treatments such as accupunture and others... at that time the coverage for each select illness was $2000 for lifetime with a one time deductable (100?) for each.